RehabFAQs

what if you need to go to rehab and you have no money

by Ms. Meggie Oberbrunner Jr. Published 2 years ago Updated 1 year ago
Get Help Now 📞 +1(888) 218-08-63
image

Consider your total bank balance and calculate how much money you will need to handle your bills until after rehab. Check for financial solutions such as a loan, disability payments, using vacation time, or financial assistance from a government funded body if you do not have the funds.

Full Answer

Can you get into rehab with no insurance or money?

Oct 09, 2018 · If you desperately need to go to rehab for drug or alcohol addiction but don’t have health insurance, there are coverage and financing options available to help you cover the cost of treatment. Addiction is a lifelong, chronic illness that affects the mind, body, and spirit, and it can cause serious health risks in a person’s life.

Can I get help with paying for rehab?

Apr 15, 2022 · If you are considering rehab, know that there are many options available to you. Read to find out how it will benefit you & your pathway to sobriety.

Do you have to stay in a hospital before rehab?

Mar 22, 2022 · FMLA provides up to 12 weeks of unpaid—and not reimbursable—leave for qualified individuals to seek treatment for a SUD or AUD or to help a loved one struggling with addiction without being fired. 2 It allows access to group healthcare benefits during that time to help cover treatment costs and resets annually. 2

Is it possible to stay in rehab 24 hours a day?

If you need assistance with paying for rehab, there are a few options that you can consider. The first is that some rehabilitation clinics will not bill you until you return to work. Employee Assistance Program – If your employer maintains an EAP, you may be able to apply for assistance for your rehab. Most Employee Assistance Programs are required by law to help with drug and …

image

What do you do when someone won't go to rehab?

If Your Loved One Is Refusing Treatment:Positively Encourage Them.When All Else Fails, Don't Use Guilt. ... Offer Support. ... Stop Funding. ... Start With The Medical Approach. ... Decipher The Situation. ... Educate Yourself. ... Admit It To Yourself. If you're in denial, it's not helping anyone. ... More items...•Nov 12, 2021

Does my job have to let me go to rehab?

You can be fired for going to rehab if you don't follow the formal FMLA process for requesting a leave of absence. If you enter a treatment facility first, then tell your employer afterward, you're not protected under this law.May 22, 2017

What is the process of rehabilitation?

Rehabilitation is the process of helping an individual achieve the highest level of function, independence, and quality of life possible. Rehabilitation does not reverse or undo the damage caused by disease or trauma, but rather helps restore the individual to optimal health, functioning, and well-being.

Is it good to go to rehab?

Rehab Is The Best Chance For Recovery If you have an addiction and want to get sober, treatment may be your best option. Beating an addiction to drugs or alcohol requires not only eliminating the physical dependence but also addressing the behavioral issues.Dec 13, 2021

Should I tell my boss IM in recovery?

Why Should You Tell Your Employer You're in Recovery? It's not always important to disclose your history of addiction to an employer. If you're strong in recovery and your job doesn't interfere with your success in any way, you probably don't need to mention it.Oct 13, 2021

What is a last chance agreement?

Last Chance Agreements (LCA) are agree- ments between an employer and an employee and/or a union that gives the employee who has committed serious mis- conduct one last chance to keep the employee's job.

What are the 5 stages of rehabilitation?

Stages of RehabilitationPhase 1 - Control Pain and Swelling.Phase 2 - Improve Range of Motion and/or Flexibility.Phase 3 - Improve Strength & Begin Proprioception/Balance Training.Phase 4 - Proprioception/Balance Training & Sport-Specific Training.Phase 5 - Gradual Return to Full Activity.

How long does rehabilitation last?

30 Day Programs (Common length of stay) 60 Day Programs. 90 Day Programs. Extended stay programs such as sober living homes and residential programs.Mar 15, 2022

What are the four stages of recovery?

The 4 Stages of Complete RehabilitationRest and Protect the Injury. The first stage of recovery is all about minimising further damage and letting the body begin the healing process. ... Recover Your Motion. ... Recover Your Strength. ... Recover Your Function.

What are the reasons for rehabilitation?

Who needs rehabilitation?Injuries and trauma, including burns, fractures (broken bones), traumatic brain injury, and spinal cord injuries.Stroke.Severe infections.Major surgery.Side effects from medical treatments, such as from cancer treatments.Certain birth defects and genetic disorders.Developmental disabilities.More items...•Mar 15, 2022

Why is rehabilitation important?

Rehabilitation helps to minimize or slow down the disabling effects of chronic health conditions, such as cardiovascular disease, cancer and diabetes by equipping people with self-management strategies and the assistive products they require, or by addressing pain or other complications.Nov 10, 2021

What does going into rehab mean?

noun. rehabilitation, especially a program or facility for treating persons addicted to drugs or alcohol or recovering from certain medical conditions: He's been sober since coming out of rehab. She checked into rehab after suffering a stroke. a rehabilitated building.

What to do if you don't have health insurance?

If you don’t have health insurance, and poor credit or other obstacles are preventing you from obtaining financing, harness the power of social media to raise funds. If you feel comfortable sharing your story, you can create a campaign to raise money for treatment costs.

What is a sober living home?

Sober living homes are a safe and drug-free place where you can continue your recovery and prepare to fully transition out of treatment.

What is residential addiction treatment?

Residential programs provide you with a sober, safe environment to focus on your recovery. Inpatient addiction treatment typically includes a combination of individual therapy, group counseling, therapeutic medications (when necessary), health education, aftercare planning, and other activities depending on the facility.

What is the first step in recovery?

Medical Detox. Medical detox programs are often the first step in the recovery process. Depending on the substance, length, and severity of your addiction, you may be slowly weaned off the drug in tapering doses to help minimize the uncomfortable, and sometimes dangerous, side effects of withdrawal.

Does Medicaid cover substance use disorder?

Answer: Yes. Every state is different, but they all cover behavioral health services for people with substance use disorders. To find out what your state covers, you can call your State Medical Assistance (Medicaid) office or visit Medicaid.gov.

Do addicts get in trouble with the law?

Many people in addiction reach a point when their using brings them to dangerous extremes. Most addicts and alcoholics never assume that they will get in trouble with the law or spend the entirety of a paycheck on their habit. Ask yourself:

Is addiction a disease of the mind?

Professionals tell us that addiction is a disease of the mind. In other words, that no matter how much we want to stop or want to “just have one”, we have an overwhelming craving and desire that wins every time. Ask yourself these questions:

What is a return to work agreement?

This is a written document containing all of the employer’s expectations for employees coming back to work after completing a treatment program for an addiction disorder. This is typically used in the case that the employer approached the addicted individual for failure to meet work responsibilities or inappropriate behavior related to substance abuse. If the employee then invokes the right to attempt treatment before being fired, it’s likely that a Return-to-Work Agreement will be arranged.

How many people in the US were addicted to drugs in 2009?

According to the National Survey on Drug Use and Health, there were 23.5 million people in the US aged 12 or older who needed addiction treatment in 2009, but only 2.6 million of them received any treatment. Knowing your rights in terms of addiction treatment while employed can be the first step toward getting needed help.

How many people received disability in 2010?

In 2010, there were nearly 11 million Americans receiving disability benefits from the government, so anybody applying for it will not be alone.This is a better option for those who have a more serious, ongoing addiction disorder that has already been interfering with their work.

What is a medical professional?

A medical professional may be able to provide more information on state disability benefits and guide individuals through the application process. It’s also important to know that employers are required to maintain confidentiality regarding their employees’ medical issues.

What is the ADA and FMLA?

Both the Americans with Disabilities Act (ADA) and the Family and Medical Leave Act (FMLA) protect addicted individuals from discrimination and help them get the treatment they need without losing the jobs they need to survive.

What percentage of people with substance abuse issues hold jobs?

They have bills to pay, families to support, and careers to build. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), 76 percent of people with substance abuse issues hold jobs. Many people fear that getting treatment at all will hurt their careers or get them fired. However, there are laws that protect people ...

How much does drug abuse cost the US?

After all, drug and alcohol abuse costs the US over $700 billion each year, mostly from workplace accidents, crime, healthcare, and loss of productivity.

How long does it take to recover from a drug addiction?

Unfortunately, whether you intend to go to rehab for a short stay of 90 days, or a long one of 18 months, you are most likely concerned about what you are leaving behind. Your finances, including bills are an important thing to consider ...

How to recover from a traumatic brain injury?

Planning for Your Recovery. Rehab is an investment in your future and it is well worth the extra time spent to plan your finances and make life work while you are away. Create a list of bills and financial obligations. Determine if you can pay them in advance or should find someone to handle them for you. Check your bank’s automatic bill pay ...

What is FMLA in rehab?

FMLA includes rehab and other types of family medical emergencies. In most cases, you will have to disclose your problem to apply for FMLA leave. Short-Term Disability – You may qualify for financial assistance to help with living expenses and bills while in rehab, if you have short-term disability insurance or your employer offers this type ...

What is the government assistance for substance abuse?

Government Assistance – Substance Abuse and Mental Health Services Administration (SAMHSA) maintains a directory of single state agencies for substance abuse services. Some of these services offer financial assistance and grants to help pay for rehabilitation and clinical treatment.

Can you pay bills in rehab?

Your finances, including bills are an important thing to consider and while many people use them as an excuse to avoid rehab, you can prepare to pay your bills in rehab with planning, saving, and using laws to your advantage.

Can you use vacation time for rehab?

Using Vacation Time – Using accrued vacation time towards your rehabilitation will allow you to take time off work for rehab without losing or reducing your income for the period. While you likely do not want to use vacation time for rehab, it will give you the peace of mind to get better while meeting your financial obligations.

Can you manage your finances during rehab?

In most cases, you can easily manage your finances for your rehab period with a minimum of effort, providing you have the funds to do so.

What happens after completing rehab?

After completing rehab, many residents are discharged to their home. This is the goal and the hope of everyone involved with Mom’s care. But what if Mom has to remain in the Nursing Home as a private pay resident? Private pay means that she writes a check out of pocket each month for her care until she qualifies to receive Medicaid assistance. Here are a couple of steps to take while Mom is in rehab to determine your best course of action.

How long does Medicare pay for rehab?

When your Loved One is first admitted to rehab, you learn Medi care pays for up to 100 days of care. The staff tells you that during days 1 – 20, Medicare will pay for 100%. For days 21 – 100, Medicare will only pay 80% and the remaining 20% will have to be paid by Mom. However, luckily Mom has a good Medicare supplement policy that pays this 20% co-pay amount. Consequently, the family decides to let Medicare plus the supplement pay. At the end of the 100 days, they will see where they are.

How long did Mom stay in the hospital?

After a 10 day hospital stay, Mom’s doctor told the family that she would need rehabilitative therapy (rehab) to see if she could improve enough to go back home. Mom then started her therapy in the seperate rehab unit of the hospital where she received her initial care.

How long does nursing home rehab last?

In either case, the course of therapy last for only a short period of time (usually 100 days or less).

When to meet with Elder Law Attorney?

Meet with your Elder Law Attorney. It is important to meet with your Elder Law Attorney as soon as your Loved One enters rehab (hopefully you have met with them even prior to this time!). If you do wait to apply for Medicaid, until Medicare has quit paying, there may be a gap in coverage.

Can a beneficiary receive Medicare if they are making progress?

A beneficiary can receive Medicare if they simply maintain their current condition or further deterioration is slowed. However, some facilities interpret this policy as reading that “As long as Mom is making progress, we will keep her.”. When she stops making progress, she will be discharged.

Can you receive Medicaid if you gift money 5 years prior?

Financial gifts or transfers from 5 years prior may resulted in a penalty period. This is a period of time during which, even though your Loved One is qualified to receive Medicaid benefits, actual receipt of Medicaid benefits may be delayed to offset any prior gifts (or to use Medicaid’s wording, “uncompensated transfer”).

What are the conditions that require inpatient rehabilitation?

Inpatient rehabilitation is often necessary if you’ve experienced one of these injuries or conditions: brain injury. cancer. heart attack. orthopedic surgery. spinal cord injury. stroke.

How long does Medicare require for rehabilitation?

In some situations, Medicare requires a 3-day hospital stay before covering rehabilitation. Medicare Advantage plans also cover inpatient rehabilitation, but the coverage guidelines and costs vary by plan. Recovery from some injuries, illnesses, and surgeries can require a period of closely supervised rehabilitation.

What to do if you have a sudden illness?

Though you don’t always have advance notice with a sudden illness or injury, it’s always a good idea to talk with your healthcare team about Medicare coverage before a procedure or inpatient stay, if you can.

How many hours of therapy per day for rehabilitation?

access to a registered nurse with a specialty in rehabilitation services. therapy for at least 3 hours per day, 5 days per week (although there is some flexibility here) a multidisciplinary team to care for you, including a doctor, rehabilitation nurse, and at least one therapist.

How many days do you have to stay in the hospital for observation?

If you’ve spent the night in the hospital for observation or testing, that won’t count toward the 3-day requirement. These 3 days must be consecutive, and any time you spent in the emergency room before your admission isn’t included in the total number of days.

Does Medicare cover knee replacement surgery?

The 3-day rule does not apply for these procedures, and Medicare will cover your inpatient rehabilitation after the surgery. These procedures can be found on Medicare’s inpatient only list. In 2018, Medicare removed total knee replacements from the inpatient only list.

Does Medicare cover rehab?

Medicare Part A covers your inpatient care in a rehabilitation facility as long as your doctor deems it medically necessary. In addition, you must receive care in a facility that’s Medicare-approved. Depending on where you receive your inpatient rehab therapy, you may need to have a qualifying 3-day hospital stay before your rehab admission.

What happens if you tell your family you have to go to a nursing home?

If your family is telling you you have to go to a nursing home or skilled nursing facility and you don't want to and you have the capacity to make that decision , no matter how poor that decision is, you have the right to go home against everyone's wishes. End of story. Tell them to get lost.

Why do elderly people leave the hospital?

Many elderly patients get admitted to the hospital with profound weakness due to their acute and chronic medical conditions. Many of them will leave the hospital with profound weakness from their acute and chronic medical conditions (and unfortunately without a palliative care consult). In many situations, these patients will be too weak ...

How long does SNF last?

This SNF status is paid for by the Medicare National Bank and your supplemental insurance for up to 100 days per benefit period. There are many rules that must be met in order for Medicare to pay for these benefits, but that's the subject of another discussion.

Can you get a POA if you have no family?

It is not free. If you have no family, no POA and the hospital has to establish a guardian for you, and that guardian recommends a nursing home (which they will if the hospital recommends it), then that is the only circumstance where a hospital can force you to go to a nursing home or skilled nursing facility. I implore everyone to get a POA.

Can you transition to skilled nursing after discharge?

Let us say the physical and occupational therapists at the hospital you have been admitted to are recommending that you or your loved one transition to a skilled nursing facility upon discharge from the hospital because they do not feel you or your loved one can safely be discharged to home to provide self directed activities of daily living.

Can you force someone to go to a nursing home?

For many elderly folks, giving up their independence and being forced into a nursing home is their biggest fear. If there are any elder ly folks reading the Happy Hospitalist , remember, nobody can ever force you to go anywhere you don't want to go, as long as you have the capacity to make your own medical decision. Your doctor can't force you.

Can a POA force you to go anywhere?

However, if you have been deemed unable to make your own medical decisions because you lack the capacity to do so, and you have a powers of attorney (POA), your POA can force you to go anywhere they want you to go, whether you agree to it or not.

image
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9