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how much does blue cross blue shield cover for long term drug rehab residential

by Tanner Kihn Published 2 years ago Updated 1 year ago
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Does Blue Cross Blue Shield insurance cover addiction treatment?

Apr 04, 2022 · Your total out-of-pocket costs for drug and alcohol rehab treatment depend on the specific BCBS plan you have. Monthly premiums, copays, deductibles, and other potential costs all vary depending on the plan. But, with BCBS insurance, at least a portion of your costs should be covered under your plan.

What is the Blue Cross Blue Shield service benefit plan (BCBS)?

Mar 10, 2022 · There are plenty suboxone doctors that take Blue Cross Blue Shield insurance, but coverage levels may vary by location, whether the doctor or clinic is in-network with BCBS, and much more. Without insurance, generic Suboxone tends to range between $60 and $200 in cost.

What are the different types of Blue Cross Blue Shield plans?

Aug 04, 2020 · The Inpatient treatment using Blue Cross Blue Shield starts off with a Standard Option at a $35 per day copay (unlimited amount of days). The Basic Option requires a $175 per day copay (unlimited amount of days), with a total of up to $875 per admission (unlimited days). The plans do vary, and these figures are only an estimation.

Does Blue Cross Blue Shield cover drug rehab in Rhode Island?

Jul 16, 2021 · The Bronze tier offers payment for about 60% of your medical fees. This plan has low monthly payments but comes with a high deductible. The Silver plan covers approximately 70% of your medical costs. The monthly premiums are a little higher than the Bronze tier with a lower deductible.

Does Health Plan of San Joaquin cover rehab?

Health Plan Of San Joaquin Rehab Coverage. Health Plan of San Joaquin provides insurance to many residents of San Joaquin and Stanislaus counties in California. Besides preventive care, HPSJ also offers coverage for mental health and substance use treatment, when patients qualify. Read on to learn more.

Does Wisconsin Medicaid cover residential treatment?

Since 2017, Wisconsin's Medicaid program has covered residential substance use disorder treatment on a limited basis through the Comprehensive Community Services program, allowing treatment in smaller facilities with 16 or fewer beds.Jan 29, 2021

What is BCBS insurance?

BCBS is a large and well known insurance provider that is accepted at many addiction treatment facilities, including American Addiction Centers. Coverage varies from state to state and plan to plan, and it is best to contact BCBS directly with any questions about your coverage.

How much does Suboxone cost without insurance?

Without insurance, generic Suboxone tends to range between $60 and $200 in cost.

What is a FEP plan?

Blue Cross Blue Shield offers a Federal Employee Program (FEP) plan for federal workers and retirees in the Federal Employees Health Benefits (FEHB) program. 4 FEP and FEHB plans offer similar benefits as other BCBS plans do with a few exceptions.

Is outpatient treatment good for addiction?

However, outpatient treatment programs are also often best fit for those who are not suffering any medical issues due to their drug use or withdrawal, who feel comfortable in their living environment, and who may have responsibilities to tend to (like child care) while receiving addiction treatment.

Does Blue Cross Blue Shield cover inpatient rehab?

Yes, in general, Blue Cross Blue Shield health insurance covers various forms of inpatient rehab. There are multiple types of inpatient rehab, including ones with specialized programs for people struggling with substance abuse issues and co-occurring disorders.

What does BCBS stand for?

BCBS stands for Blue Cross Blue Shield and is among the biggest of the healthcare insurance providers across the United States. They provide coverage to over 100 million people every year. Blue Cross Blue Shield offers drug rehab program insurance also. These substance abuse treatment policies vary according to the coverage amount and by the plan.

Does Blue Cross cover outpatient rehab?

The services for outpatient addiction treatment that are covered by the Blue Cross Shield plans are at similar rates to the inpatient rehabilitation programs. Yet the services made available for the different outpatient treatments usually vary greatly. This typically depends on whether you seek treatment from a hospital, a rehab center, or through your doctor’s office.

What is the most effective treatment for substance use disorder?

Of course, this can become quite costly, but residential rehab is the most effective type of treatment program for individuals with moderate to severe substance use disorders with or without a co-existing mental health condition.

What is the difference between the Bronze and Silver plan?

The Silver plan covers approximately 70% of your medical costs. The monthly premiums are a little higher than the Bronze tier with a lower deductible.

How to contact White Sands?

If you or a loved one needs help with abuse and/or treatment, please call the WhiteSands Treatment at (877) 855-3470. Our addiction specialists can assess your recovery needs and help you get the addiction treatment that provides the best chance for your long-term recovery.

What is the difference between Platinum and Gold?

The Gold tier will pay around 80% of your medical bills, with higher monthly premiums and a low deductible. The Platinum level covers close to 90% of your medical costs , but this tier has the highest monthly payments and the lowest deductibles.

Is outpatient rehab good for addiction?

Outpatient rehab is a good option for you if you aren’t suffering from any adverse medical conditions associated with your substance abuse issues, want to remain living at home, and must tend to the home, work, or school responsibilities while being treated for addiction.

Does Blue Cross Blue Shield cover drug rehab?

Blue Cross Blue Shield does provide coverage for alcohol and drug rehab. The coverage, however, varies depending upon which plan you have and in which state you live. If you or a loved one are struggling with addiction, call WhiteSands Alcohol and Drug Rehab today at 877.969.1993 to learn how we can help. This insurance group is part of ...

What Will Blue Cross Blue Shield Cover?

Depending on your specific plan, BCBS may cover some or all of the cost of the following types of addiction care: 3

How Long Does Blue Cross Blue Shield Insurance Cover Rehab?

The length of time in rehab that is covered by Blue Cross Blue Shield insurance depends on your specific plan. Longer treatment times are generally considered more effective; however individual needs vary. Since there are different types of policies and tiers of coverage, it’s helpful to review your benefits with your insurance provider.

In-Network Versus Out-of-Network Rehab Centers

To help you take full advantage of your health benefits, most insurance companies have an online member portal where you can check your plan’s coverage and in-network provider list. The information to access the online portal should also be on the back of your insurance card, or you can call member services to ask.

Check Your Benefits

Insurance benefits are packaged to meet your health needs whenever and wherever you may need them. Most insurance plans require that you check your benefits first before accessing treatment.

How much does Blue Cross Blue Shield cost out of pocket?

Just some of the costs that will be on those insured through federal programs are as follows: If someone has the standard option, $350 in copay.

What are the different tiers of federal employee benefits?

Federal employee programs have different tiers than the standard packages offered by the company. These tiers are: Standard, Basic, and Blue Focus. Each of these plans will grant different levels of coverage.

What is the code for methadone?

Treatment with methadone is covered by Blue Cross Blue Shield health insurance through the process of reimbursement. It is coded as H0020: Alcohol and/or drug services; methadone administration and/or service (provision of the drug by a licensed program).

Does BCBS cover substance abuse?

Verify Coverage Through BCBS And Begin Treatment. If someone has Blue Cross Blue Shield insurance, substance abuse treatment is covered in most circumstances. Anyone with this coverage and a substance use disorder should verify their coverage.

What is drug testing?

For many individuals, being drug tested on a regular basis is part of the rehab process, as well as maintenance after active rehabilitation has ceased. The process of getting this covered begins by adding the insured’s drug of use to their profile. Once those are added, it sets the scope for testing, as it will be limited to those drugs or any substances that have been identified as drugs of use in subsequent evaluations.

Does BCBS cover drug rehab?

These individuals can only expect their inpatient drug rehab to be covered if they select one that has contracted with their HMO. Assuming that someone has a policy that covers drug rehab, and they select an in-network provider, BCBS should be able to help with the cost of treatment.

Does Blue Cross Blue Shield cover drug rehab?

In general, Blue Cross Blue Shield insurance does cover drug addiction rehab. However, the specifics of this coverage will vary depending on which company under the BCBS banner a person has coverage with. Most policies will cover the following types of drug rehab: Outpatient treatment. Residential treatment/ detox.

What is rehabs.com?

Rehabs.com is a subsidiary of American Addiction Centers (AAC) a leading provider of drug and alcohol addiction treatment nationwide. AAC is in network with many of the top insurance providers in the U.S.

What is alcoholism treatment?

“Alcoholism involves an increased tolerance to alcohol — meaning it takes more alcohol in order to feel the same effect.”#N#Inpatient treatment programs offer a safe environment that enables the user to break the addiction and become sober.

What is alcohol abuse?

Alcohol abuse involves neglecting your important obligations due to drinking, including drinking and driving. Alcohol abuse can include drinking even though it is having a negative impact on work and relationships, legal problems, and drinking as a way to de-stress.

Does insurance cover drug rehab?

The cost of alcohol or drug addiction treatment may appear to be an obstacle, but we are here to help. Insurance may cover all or some of your rehab.

What are the symptoms of alcoholism?

Withdrawal symptoms when alcohol is not consumed can include uncontrolled shaking, irritability, jumpiness, sweating, nausea, depression, fatigue or headaches.

Does Blue Cross Blue Shield cover alcohol rehab?

It is likely that your Blue Cross Blue Shield insurance plan provides at least partial coverage for your alcoholism rehab treatment . The coverage varies from plan to plan, so it’s important that you call your insurance company to learn more about your specific plan and what types of substance abuse services it covers.

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