Does Obamacare cover drug and alcohol rehab?
Sep 24, 2021 · Many addiction treatment centers accept Health Insurance Marketplace plans. If you don’t already have an ACA-sponsored plan, you can apply for one online during the open registration periods. You can find a registration schedule or request a special registration form at Healthcare.gov if you miss the normal registration window.
How do you pay for drug and alcohol rehab?
Nov 02, 2016 · The Silver Plan of Affordable Care Act insurance is an excellent choice for low-income individuals seeking to enter a rehabilitation facility who may need coverage for medical services other than addiction treatment now or later on. An Obamacare Gold or Platinum plan would be a good fit for those who can afford higher premiums and are require medical services …
Does the Affordable Care Act (ACA) cover addiction treatment?
ObamaCare covers rehab for alcohol and drugs as part of it's ten essential benefits. Treatment can still include cost sharing amounts and other limits. So while a rehab has to be covered, not every rehab in the state will have to be covered. Also you may have to pay the full amount out-of-pocket until you reach your deductible or out-of-pocket maximum.
Do addiction treatment centers accept health insurance marketplace plans?
Jul 06, 2016 · Call your health insurance company using the number found on the back of your insurance card. Check online at your health insurance company’s website or on gov. Ask your primary care doctor for in-network referrals for treatment programs. Contact treatment centers directly to see which insurance plans they accept.
Is addiction considered a pre existing condition?
Under the ACA, addiction is no longer considered a pre-existing condition for insurance purposes.
Does Health Plan of San Joaquin cover rehab?
Health Plan Of San Joaquin Rehab Coverage. Health Plan of San Joaquin provides insurance to many residents of San Joaquin and Stanislaus counties in California. Besides preventive care, HPSJ also offers coverage for mental health and substance use treatment, when patients qualify. Read on to learn more.
Can I get Kaiser through Health Plan of San Joaquin?
Kaiser Permanente is your health care provider through Health Plan of San Joaquin.
Does Health Plan of San Joaquin cover ER visits?
Remember: Except for emergency or urgent care services, HPSJ covers only services and supplies that you need and that are provided, prescribed or authorized by your PCP, and, if necessary, approved by HPSJ.Jun 16, 2015
What Affordable Health Care Medical Insurance Covers
Under the ACA, coverage for addiction treatment must be as complete as it is for any other medical procedure. Some of the things you can get with these insurance plans include:
Percentage of Addiction Expenses Covered by Obamacare
Anyone shopping for medical insurance can purchase an ACA-sponsored health plan. The five types of Health Insurance Marketplace plans available include:
Who is Eligible for Coverage?
Americans with incomes between the federal poverty level (FPL) and four times the federal poverty level are eligible for ACA tax credits. The FPL changes according to family size. These statistics from the Medicaid government website outline federal poverty levels in 2015:
How Does the Affordable Care Act Broaden Treatment?
The ACA reduces addiction treatment costs, increases treatment options and extends many benefits of employer-provided insurance plans to individual medical insurance plans. The ACA also allows young adults 26 and younger to remain on their parents’ health care plan.
Who Accepts Affordable Care Act Plans?
Many addiction treatment centers accept Health Insurance Marketplace plans.
Finding a Rehab Center
Addiction recovery can be a long, difficult process. Settling on the right rehab program is crucial to getting — and staying — sober. Not every program offers the same treatment options or accepts every insurance plan. Our treatment specialists can help you determine which treatment centers accept your insurance.
Let Affordable Healthcare Insurance Policies Help You Receive The Rehab Help You Deserve
People often look at the expenses required for drug and alcohol addiction recovery and find it daunting. As a result, they don’t get the treatment they need to regain a sober lifestyle. This is especially true of people who don’t have employer-offered insurance plans.
How Much Of The Rehab Expenses Does Affordable Healthcare Insurance Cover?
Coverage will vary depending on the company from which you purchase the policy as well as the policy you purchase. For example, a typical Bronze policy from Aetna likely requires a deductible of about $4,000 as well as a coinsurance payment of about 50 percent.
What Insurances Offer Affordable Healthcare Coverage?
Although not all insurance providers have elected to participate in the Affordable Healthcare marketplace, most of them do. That means you have a pretty wide range of potential insurance policies to consider. National insurance providers that sell private policies in the Affordable Healthcare marketplace include:
What Will It Cover?
Affordable Healthcare insurance will cover most aspects of addiction recovery, such as:
