Full Answer
Can you afford to go to rehab?
There are a few out-of-the-box options to try when you need rehab and can’t afford it. You can: Put it on your credit card. Apply for a loan. Get a government grant. Sell valuable possessions – hey, it’s worth it to save your life!
Can't afford to fund your own addiction rehabilitation treatment?
Feb 21, 2022 · If someone is unable to afford rehab, they can apply for a scholarship. When the applicant demonstrates financial need and the drive to receive treatment, they could be given funds to support their rehab stay. Some rehab facilities offer scholarships.
Do I need insurance to go to drug rehab?
When you’re struggling with an addiction to drugs or alcohol, getting into a rehab program can be the best move you can make. But many people who are ready to start the journey toward recovery never take that first step, simply because they can’t afford it. Now, though, a variety of federal, state and local resources are available to cover the cost of rehab for those who can’t afford to …
Can I receive rehab without insurance or income?
Dec 30, 2016 · The state has set aside a specific amount of funding to cover the cost of certain rehab centers for individuals in your situation who are eager to get help but simply cannot afford it. Check online to see what your local area has to offer. Remember, rehab is possible for anyone who is willing to seek treatment.
What is Medicaid for low income?
Medicaid is a government sponsored healthcare program for those who have very low incomes, or are disabled. Low income women who are pregnant and families with very small children may also be eligible for Medicaid coverage that also includes rehab and substance abuse treatment programs.
Can you go to rehab for alcohol addiction?
But many people who are ready to start the journey toward recovery never take that first step, simply because they can’t afford it. Now, though, a variety of federal, state and local resources are available to cover ...
What insurance covers addiction?
Insurance policies purchased through the ACA include coverage for addiction related issues including: Inpatient and outpatient rehab. Counseling . Medications for withdrawal and maintenance. Contact your healthcare provider or local Medicaid administration for information on applying for services in your area.
Is Medicare a government program?
Medicare is a government funded health program for those 65 and over. Anyone who has Medicare Parts A (hospitalization) and B (medical) is eligible for a number of Medicare funded substance abuse services. These services can include: Inpatient rehab in a hospital setting and specialized facilities. Partial hospitalization.
Does SAMHSA give grants?
The Substance Abuse and Mental Health Services Administration (SAMHSA) offers grants to people who qualify and are in need of rehab to overcome their substance use disorder. There are federally-funded rehab centers available. These types of rehabs can offer you some financial assistance.
Does insurance cover drug rehab?
If you have medical insurance, you may be able to get some coverage to help pay for your drug rehab program. But each type of insurance will differ in their rehab coverage policies.
What is free rehab?
Free Rehab Programs. Most states provide funding for rehabilitation services that can be accessed by those with no insurance or income. These centers usually require that the clients qualify by meeting certain requirements, such as a demonstrated lack of income or addiction status and/or need for intervention. ...
How long do you have to sign up for Cobra?
You will have at least 60 days to decide if you would like to continue your coverage. Once you have decided to continue your coverage, you will sign up for COBRA, and you will be responsible for paying the entirety of your premium (what was previously covered by you and your employer).
Can I go to rehab without insurance?
Can You Go to Rehab Without Insurance? You’ve finally admitted you have a problem and you need help. But money’s tight, and you don’t have the means to pay for rehab – especially since you don’t have health insurance. Not to fear – you don’t have to let recovery fall to the wayside simply because you can’t afford it.
Do rehab centers require income?
Most states provide funding for rehabilitation services that can be accessed by those with no insurance or income. These centers usually require that the clients qualify by meeting certain requirements, such as a demonstrated lack of income or addiction status and/or need for intervention.
Can I continue my health insurance after losing my job?
Maintaining your health insurance coverage during job loss can be anxiety inducing and overwhelming, but there are options available to you. Upon losing job-based coverage, your former employer may offer you COBRA continuation. COBRA (Consolidated Omnibus Budget Reconciliation Act) provides workers and their families with the opportunity to continue the group health coverage that they previously had under their employer’s group health plan—for a limited amount of time.
How much does it cost to get inpatient treatment for addiction?
Not everyone can indeed afford inpatient addiction treatment. With costs typically ranging from $3,000 to $10,000 a month, that’s a tall financial hill for someone to climb while in the throes of a drug or alcohol addiction.
Can you get addiction treatment outpatient?
If you can’t or won’t submit to an inpatient addiction treatment program, there is an excellent chance you can get the treatment you need as an outpatient client. Since the cost of most outpatient programs is significantly less than the average inpatient program, you should be able to find an outpatient treatment option that falls within your financial constraints.
How long does partial hospitalization last?
Partial hospitalization is by far the most restrictive outpatient option. Clients can expect to spend five to seven days a week, six to eight hours a day for two to three months in treatment. Rehabs use this option for clients with moderate to severe addiction issues.
How long does it take to get out of outpatient rehab?
Clients can expect to spend three to five days a week, four to six hours a day for two to three months in treatment. Rehabs use this option for clients with moderate addiction issues but need oversight.
