What insurance covers PT?
There are many health insurance plans that cover PT. To be covered, though, the sessions need to count as an “essential benefit.” 2 This could be: 1 Preventative and wellness services 2 Managing a chronic condition 3 Rehabilitative and habilitative services
Why is physical therapy important?
In some cases, your doctor may consider physical therapy necessary to help you recover from an injury, post-op effects or existing conditions.
Who is Mila Araujo?
Mila Araujo is a certified personal lines insurance broker and the director of personal insurance for Ogilvy Insurance. She has over 20 years of experience in the insurance industry, and as insurance expert, has written about homeowners, auto, health, and life insurance for The Balance.
Does insurance cover physical therapy?
Health insurance policies provide coverage for physical therapy by a licensed physical therapist if it is habilitative or rehabilitative and medically necessary. Some insurance companies, therefore, may require a doctor’s recommendation. What’s required may vary from state to state.
Foothills is contracted with more than 1,500 insurance plans
We accept all major insurance carriers and participate with many local provider networks. If you do not see a provider listed, we can verify insurance for you. For quick and easy verification, please call (480) 289-5502.
Other insurance providers accepted at SELECT locations
For Medicare patients, physical therapy is covered. Your therapist will work on developing a Plan of Care that meets Medicare requirements.
