The different types of rehabs that accept Blue Cross Blue Shield Insurance include: Alcohol and Drug Detox facilities Mental Health Rehabs
Full Answer
Does Blue Cross Blue Shield cover drug rehab?
Apr 08, 2019 · Common drug and alcohol addiction treatment services covered by Blue Cross Blue Shield include: medically supervised detox programs interventions mental health treatment programs dual diagnosis treatment individual, group, and family therapy drug tests
Does Blue Cross Blue Shield insurance cover Suboxone?
Blue Cross Blue Shield will usually provide coverage for each level of outpatient treatment. Depending on your plan, your benefits may cover the cost of drug screenings, medication-assisted treatment, and aftercare therapy. Prescription Drugs And Medication-Assisted Treatment (MAT) Recovering from addiction is a lifelong process.
Does Blue Cross Blue Shield offer private health insurance?
The widest variety of rehabs that accept Blue Cross Blue Shield Insurance accept PPO policies, and those considering traveling for treatment are most often able to do so with such coverage. A PPO policy is therefore always recommended to individuals seeking addiction treatment. Catastrophic Plan
What is the Blue Cross Blue Shield service benefit plan (BCBS)?
Apr 04, 2022 · If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab. AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment.
What is outpatient treatment?
Outpatient treatment is a great option for people who need addiction treatment on a flexible schedule. These programs may provide treatment in full-day or half-day sessions, and often include addiction education classes and recovery speakers.
What is the first step in addiction treatment?
The first step of addiction treatment is detoxification . When a person is physically dependent on a substance like alcohol, their body needs the drug in order to function. If they stop drinking abruptly, they could experience dangerous withdrawal symptoms.
How many people in the US have substance abuse?
More than 22 million Americans suffer from substance use disorders. Many may want to seek help, but financial worries keep them from enrolling in treatment. Luckily, insurance companies like Blue Cross Blue Shield help ensure affordable treatment for its members.
Is it hard to recover from addiction?
Recovering from addiction is a lifelong process. For many people, getting started is the toughest part. Active addiction and early sobriety can have significant impacts on a person’s mental and emotional wellness. For this reason, many people benefit from using medication-assisted treatment (MAT) to help stabilize their mood.
Does Blue Cross Blue Shield cover rehab?
Experts agree there is no one right way to seek treatment, as every person’s situation is unique. Because of this, insurance companies like Blue Cross Blue Shield provide coverage for several levels of rehab programs, including inpatient (residential) and outpatient treatment.
What are the different types of health insurance?
Here’s a quick synopsis of the different tiers of insurance plans. 1 Bronze – Covers approximately 60% of medical costs. Plans in this level incur low monthly payments and a high deductible. 2 Silver – Covers about 70% of medical costs. These plans come with a comparatively higher monthly payment and lower deductible. 3 Gold – Covers around 80% of the medical costs and involves higher monthly payments and a relatively low deductible. 4 Platinum – The most premium plan, it covers around 90% of medical costs. It has the highest monthly payments and the lowest deductible.
How to get health insurance outside of open enrollment?
The only other way to get an individual health plan outside the open enrollment period is by qualifying for a special enrollment period in case of life events like getting married, having a baby, loosing your job, etc. Buying Health Insurance Through The Market Place. 2. Use your Employment.
What is a catastrophic plan?
Catastrophic Plan. Catastrophic plans are primarily designed for young adults and have low premiums compared to comprehensive plans. These plans, however, have comparatively high deductibles. The BlueChoice Young Adult plan for example is open to individuals under the age of 30.
When is the best time to buy health insurance?
The open enrollment period is typically the best time to buy your health insurance. It is that time of the year where you can start, stop, or change a health insurance plan. Most plans require signing up around the end of the year and provide coverage for the next full year.
Does BCBS cover rehab?
The amount of time that your BCBS insurance will cover rehab depends entirely on your healthcare plan, your recovery plan, the suggested level of care, given your condition. Depending on how intensive your addiction treatment plan is, your BCBS insurance plan will continue to cover rehab for as long as it is needed.
What is premium insurance?
Premium – the bulk amount you pay upfront toward your insurance to keep your healthcare insurance active. Out-of-pocket cost – the amount that you pay toward your treatments from your savings. Copay – is the percentage of the claim amount that needs to be paid by a policyholder under their health insurance policy.
Does Blue Cross Blue Shield cover addiction?
Breathe a sigh of relief because several Blue Cross Blue Shield policies across every state in the country cover costs pertaining to addiction treatment. The kind of coverage you can get from BCBS depends on where you are located and the nature of your insurance plan. But, first, let’s understand what BCBS is all about.
What is the Blue Cross Blue Shield?
The Blue Cross Blue Shield (BCBS) Service Benefit Plan , also known as the Federal Employee Program (FEP), provides coverage for more than 5.5 million federal employees, retirees, and their families. 2. BCBS has individual and family plans that include the bronze, silver, gold, and platinum plans (categories are dependent on your state).
What is the difference between a bronze and a silver plan?
Bronze plans cover close to 60% of medical costs and have low monthly payments and high deductibles. Silver plans cover close to 70% of medical costs, with a somewhat higher monthly payment and lower deductible. Gold plans cover close to 80% of medical costs and have higher monthly payments and low deductibles.
How long does an inpatient stay in the hospital?
Most inpatient programs last anywhere from 15–90 days, depending on the program you’re in and your individual needs. Partial hospitalization (PHP): Partial hospitalization programs give you the opportunity to live at home while attending treatment during the day.
Can addiction be cured overnight?
Addiction isn’t something that you can cure overnight, but with the proper help from professionals in a recovery center, you can start working on taking back your life. Whether your provider covers outpatient or inpatient programs, you’ll want to decide which is the best option for you.
What is detoxing from alcohol?
Detox services: In some cases, you may need assistance when detoxing from drugs and alcohol, which can potentially be uncomfortable, painful, or even life threatening. Medical detox helps you safely withdrawal from drugs and alcohol, as you’ll receive around-the-clock medical supervision.
Does BCBS cover rehab?
BCBS may cover some, if not all, of your rehab costs, depending on the policy you have. In some cases, your policy may not cover all the expenses related to treatment at drug and alcohol rehab facilities and treatment centers.
Does Blue Cross Blue Shield cover mental health?
Almost all of Blue Cross Blue Shield plans include coverage for mental health conditions, but the amount of coverage for treatment depends on your policy. The Mental Health Parity and Addiction Equity Act requires that health insurance companies and group health plans to provide equal coverage for mental health services, ...
What is a treatment specialist?
The Treatment Specialist will connect you with a treatment center that accepts a Blue Cross Blue Shield plan . The specialists can help you with the pre-certification process and confirm what services your policy will cover. After a free assessment, this expert team will guide you to quality rehabs that are aligned with your specific treatment needs. Call to speak to a Treatment Specialist today at (866) 644-7911.
What is dual diagnosis?
Dual diagnosis. In many cases, a co-occurring mental health disorder accompanies the substance use disorder, especially depression and anxiety. If it is determined that an individual has a dual diagnosis, both of the disorders will be treated accordingly through medications and targeted psychotherapy.
Does Blue Cross Blue Shield cover mental health?
Some have limits as to the time allotted for services , defining the number of days or weeks of coverage. Some will actually pay for the entirety of the stay in an inpatient program, where others will only cover outpatient services . The type of insurance coverage you have elected to receive will determine the limits, deductibles, copays, and maximums.
How much does Blue Cross Blue Shield cost?
The Basic Option carries a copay of $175 per day for an unlimited amount of days, totaling up to $875 per admission for unlimited days.
What is the best insurance for drug and alcohol treatment?
Blue Cross Blue Shield is one of the largest insurance providers in the US and one of the best insurance companies to have when it comes to minimizing out-of-pocket expenses for drug and alcohol treatment. Knowing what is covered under your BCBS insurance plan can help you determine if your addiction treatment expenses will be covered.
Does Blue Cross Blue Shield cover outpatient treatment?
Outpatient treatment for addiction is covered by Blue Cross Blue Shield plans at a similar rate as inpatient rehab programs. Services available for outpatient treatment can vary greatly, though, depending on whether a person seeks treatment at a doctor’s office, rehab center, or hospital.
What is the phone number for BCBS?
Call to be connected with a treatment specialist. 100% Free and Confidential. (844) 616-3400. With PPO (Preferred Provider Organizations) plans through BCBS, individuals may have a little more selection. BCBS PPO plans provide a network of treatment providers as well, but the selection may be greater.
Does insurance cover drug rehab?
Attending a rehab program at a facility that accepts your insurance can eliminate any difficulties that may arise with insurance compliance. Using your insurance policy to pay for drug rehab is the easiest way to ensure the bulk of addiction treatment costs are covered.
Does BCBS cover rehab?
BCBS provides coverage for partial hospitalization programs (PHP) if the rehab program meets coverage requirements. For example, you may have to meet your plan deductible before coverage kicks in, or choose from a treatment provider that is in-network with your BCBS health plan.
Does Blue Cross Blue Shield cover alcohol rehab?
However, the amount of coverage and services covered will vary by plan.
What Are Drug and Alcohol Treatment Centers That Accept Blue Cross Blue Shield?
In particular, drug and alcohol rehab programs that accept Blue Cross Blue Shield refer to the addiction treatment and rehabilitation centers that take on clients who have insurance coverage for these services from Blue Cross Blue Shield.
Why Rehabs Accept Blue Cross Blue Shield
As we mentioned earlier, there are many drug and alcohol rehab programs that accept Blue Cross Blue Shield. In many cases, you would typically find that these facilities provide all forms of substance abuse and addiction treatment and rehabilitation services.
Who Needs Drug and Alcohol Treatment Centers That Accept Blue Cross Blue Shield?
Drug and alcohol rehab programs that accept Blue Cross Blue Shield are useful to anyone who is struggling with an addiction and/or a co-occurring mental health disorder and who needs help paying for their treatment and rehabilitation services to overcome these disorders.
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