How much does Aflac pay for injuries?
Aug 02, 2019 · Listed here is a collection of the source information for illness and injury costs. Costs will vary based on your individual circumstances and treatment. ... Follow Up - Cardiac Rehab (3 visits): $1,137.00 Source: ... Aflac Group | Columbia, SC “Aflac” may include American Family Life Assurance Company of Columbus, ...
How does Aflac work for surgery?
Accident Specific-Sum Injuries Benefit Amounts ESSENTIALS PLAN PLAN 1 PLAN 2 $250 $250 $300 Aflac will pay benefits for the following: Policy Series A35000 DISLOCATIONS (reduced under general anesthesia) BURNS (based on size of the body surface burned) EYE INJURIES PARALYSIS (duration minimum of 30 days) $3,000 $4,000 $4,750 A35075SSrv
Does Aflac cover chiropractic care?
While crisis injuries can occur, there are a laundry list of common injuries that need attention too. Aflac also helps cover fractures, broken teeth, eye injuries, and pain management, like epidurals. There are many additional costs on top of treating the injury that may not be covered under your primary medical coverage. Aflac can help pay for ambulance trips, physical therapy, CT Scans, …
Does Aflac Insurance cover herniated disc?
Aflac will pay $200if a covered person requires blood, plasma, or platelets for the treatment of injuries sustained in a covered accident. This benefit is not payable for immunoglobulins and is payable only once per covered accident, per covered person. Ambulance Benefit Aflac will pay $200 for ground ambulance transportation or
Does Aflac pay MRI?
Major Diagnostic Exams Aflac will pay $200 if a covered person requires one of the following exams for injuries sustained in a covered accident: CT (computerized tomography) scan, MRI (magnetic resonance imaging), or EEG (electroencephalogram).
Does Aflac cover rehabilitation?
$100 per day Aflac will pay $100 per day when a covered person is confined in a hospital and is transferred to a bed in a rehabilitation facility for a covered sickness or injury and a charge is incurred.
Does Aflac cover pre existing injuries?
Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.
Can you get Aflac before a surgery?
AFLAC will pay benefits according to the Schedule of Operations when a covered person has a surgical operation performed for a covered sickness in a hospital or ambulatory surgical center. Only one benefit is payable per 24-hour period for surgery even though more than one surgical procedure may be performed.
Does Aflac drug test for claims?
No. They do not drug test.
Does Aflac cover nervous breakdown?
If you are Totally Disabled due to a mental illness, we will pay a limited Disability benefit up to 90 days of disability with a lifetime maximum of 12 months, provided you are under the regular care and attendance of a Doctor.
What illnesses does Aflac cover?
Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous ...
Can you get Aflac after an injury?
Injuries and Emergency Services Covered Aflac also helps cover fractures, broken teeth, eye injuries, and pain management, like epidurals. There are many additional costs on top of treating the injury that may not be covered under your primary medical coverage.
What does Aflac pay you for?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency ...
Does Aflac cover plastic surgery?
We will pay the highest eligible benefit. Benefits are not payable for cosmetic or elective surgery that is not due to sickness. Surgical Benefits are not payable for surgery performed in a doctor's or dentist's office, clinic, or other such location.
What does Aflac pay for fractures?
ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and ...
How much does Aflac pay for laparoscopic surgery?
$100 per day$100 per day Aflac will pay $100 per day when a covered person requires one of the following exams, with or without biopsy, and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, gastroscopy, laparoscopy, laryngoscopy, sigmoidoscopy, or esophagoscopy.
What is considered self-inflicted injury?
Intentionally self-inflicting a bodily injury, or committing or attempting suicide, while sane or insane; Having cosmetic surgery or other elective procedures that are not Medically Necessary; Having dental treatment except as a result of Injury; Being exposed to war or any act of war, declared or undeclared; or.
What is Supplemental Accident Insurance?
Supplemental accident insurance is meant to be purchased in addition to your primary policy. It helps pay the bills that your major medical insurance doesn’t completely cover. This helps provide peace of mind when new and unexpected injury costs occur. Aflac works by paying benefits regardless of your current plan.
Does AFLAC pay for disability?
Aflac will not pay benefits for services rendered by you or a member of the Immediate Family of a Covered Person. Aflac will not pay benefits for an Injury, treatment, disability, or loss that is caused by or occurs as a result of a Covered Person's: Alcoholism or drug addiction;
Does Aflac cover accident insurance?
Aflac offers supplemental accident insurance that helps with what your health insurance plan might not cover. We pay cash benefits directly to you (unless assigned otherwise) to be used however you choose. 1.
How much does Aflac pay for treatment?
Aflac will pay $35for one treatment per day for up to amaximum of six treatments per covered accident, per coveredperson for follow-up treatment received for injuries sustainedin a covered accident. Treatment must begin within 30 days ofthe covered accident or discharge from the hospital.
How much does AFLAC pay?
Aflac will pay $1,000when a covered person is confined to ahospital for at least 24 hours for injuries sustained in acovered accident . If the covered person is admitted directly toan intensive care unit, Aflac will pay $2,000. This benefit ispayable only once per hospital confinement* or intensive careunit confinement and is payable only once per calendar year,per covered person.
How much does Aflac pay for hearing aids?
Aflac will pay $750if a covered person requires a device as a result of injuries sustained in a coveredThis benefit is payable once per covered accident,person and is not payable for hearing aids, wigs, aids, to include false teeth.
How much does Aflac pay for a round trip?
Aflac will pay $600per round trip to a hospital if a coveredperson requires special treatment and hospital confinement*for injuries sustained in a covered accident. The hospital mustbe more than 100 miles from the covered person’s residenceor site of the accident. This benefit will be paid for only thecovered person for whom the treatment is prescribed, or if thetreatment is for a dependent child and commercial travel isnecessary, one of the dependent child’s parents or legalguardians who travels with the child will also receive thisbenefit. The local attending physician must prescribe thetreatment, and the treatment must not be available locally.This benefit is payable for up to three round trips per calendaryear, per covered person. This benefit is not payable fortransportation by ambulance or air ambulance to the hospital.
How much does AFLAC pay for crutches?
If you are advised by the physician to take crutches and you have taken the insurance from aflac, than they are entitled to pay $125 for the crutches. This amount is to be paid only once by the Aflac per person covered. Aflac Sum Insured For crutches. $125.
What is Aflac insurance?
Aflac is an insurance which will cover the cost which is not covered by general insurance. It provides supplemental insurance which means the benefit is paid directly to the insurer when he is in hospital. It will pay the benefits in cash to the people insured by the company. The benefit of this insurance is that it will cover your out ...
How long is the gap between AFLAC and general insurance?
There should be 10 month gap to enjoy the benefit of Aflac. As Aflac is a supplemental insurance it will cover your other bills which are not covered in your general insurance. So when you are admitted in hospital for Aflac paternity leave, after everything is done you simply need to take the bills from hospital and file a claim with Aflac. ...
Does Aflac pay for hospital bills?
For instance, if you are admitted in the hospital, medicaid will pay your hospital bills but Aflac will pay you each day for other expenses such as rent.
Does AFLAC pay for ICU?
Aflac would pay benefits under those circumstances if you have Aflac’s individual or group hospital indemnity or short-term disability plans. If you are confined to an intensive care unit, Aflac would pay benefits under the individual intensive care, individual specified health event, or group hospital indemnity plans that include an ICU benefit.
Does Aflac pay for short term disability?
Aflac will pay for short term disability as per the following table: Aflac Short Term Disability Payout. Monthly Benefit.
Does AFLAC pay for immunoglobulins?
Though this insurance does not cover the cost for immunoglobulins.
What surgeries does Aflac cover?
SURGERY BENEFIT: Aflac will pay according to the benefits in the Schedule of Operations in the rider when, due to a covered Sickness or Injury, a Covered Person has a surgical procedure, including a vaginal or cesarean delivery, performed in a Hospital or an Ambulatory Surgical Center and a charge is incurred for such …
Does Aflac pay if you have surgery?
Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy. … Benefits are not payable for cosmetic or elective surgery that is not due to sickness.
How much does Aflac pay for hospital stays?
DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred.
How does Aflac work for surgery?
AFLAC will pay benefits according to the Schedule of Operations when a covered person has a surgical operation performed for a covered sickness in a hospital or ambulatory surgical center. Only one benefit is payable per 24-hour period for surgery even though more than one surgical procedure may be performed.
How much will Aflac pay me for a colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …
How long do you have to have Aflac before you can use it?
Aflac will not pay benefits for an illness, disease, infection, or disorder that is diagnosed or treated by a Physician within the first 30 days after the Effective Date of coverage, unless the resulting Disability begins more than 12 months after the Effective Date of coverage.
Can I get Aflac without an employer?
Not at all! You can offer Aflac Supplemental Insurance to your employees at no direct cost to your business. … See if your business meets the requirements to offer health care to your employees under the Affordable Care Act.