RehabFAQs

what alcohol rehab is cover by blue cross insurance?

by Theodora Rutherford Published 2 years ago Updated 1 year ago
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It is likely that your Blue Cross Blue Shield insurance plan does provide at least partial coverage for your alcohol rehab treatment. The coverage varies from plan to plan and type of rehab treatment such as inpatient, outpatient, short-term or long-term rehab.

Full Answer

Does Blue Cross Blue Shield cover drug and alcohol rehab?

Jul 20, 2021 · Does Blue Cross Blue Shield Cover Alcohol Treatment? If Blue Cross Blue Shield is your insurance provider, your policy likely covers some or all of the costs for different types of alcohol treatment, including: 3. Detox services: When some people stop drinking alcohol, they experience physiological and psychological symptoms of withdrawal. Detox services can help …

Does Blue Cross Blue Shield cover drug rehab in Rhode Island?

Mar 23, 2022 · Blue Cross Blue Shield is accepted in all 50 states. 4 More than 90% of doctors and specialists accept BCBS. 4 Of course, you should contact your provider for specific details about your plan and its coverage. Does BCBS Cover Alcohol Rehab Treatment? BCBS does provide treatment for those struggling with alcoholism. However, the treatment length and services …

Does BCBS insurance cover addiction treatment?

Oct 27, 2014 · Blue Cross Blue Shield alcohol rehab coverage can include counseling, behavior modification treatment, inpatient and outpatient care. Coverage for these programs varies between plans. In addition to rehab plans, 12-step programs through Alcoholics Anonymous have also provided ongoing support and have a great deal of success for those who take the …

Does my insurance cover substance abuse rehab?

Apr 04, 2022 · If you have a Blue Cross Blue Shield insurance plan, the following AAC facilities accept Blue Cross Blue Shield for drug and alcohol addiction rehab. AdCare Rhode Island: With various facilities located in Rhode Island, AdCare provides innovative, quality, and cost-efficient addiction treatment.

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What is a BCBS detox?

Withdrawal Management: This is also known as detox. During detox, individuals can safely rid their body of alcohol’s harmful toxins under the supervision of medical staff.

How to verify insurance with AAC?

To verify your insurance with AAC, fill out the form below or call our addiction hotline at 1-888-685-5770 and speak with an admissions navigator today. All calls are 100% confidential and our admissions navigators are ready to help you understand your options for treatment.

How many states accept Blue Cross Blue Shield?

Blue Cross Blue Shield is accepted in all 50 states. 4 More than 90% of doctors and specialists accept BCBS. 4 Of course, you should contact your provider for specific details about your plan and its coverage.

When did Blue Cross Blue Shield merge?

Blue Cross Blue Shield (BCBS) has been around since 1929 with the founding of Blue Cross. Blue Shield was formed later on, and the two merged in 1982. 1 More than 100 million Americans are enrolled in BCBS healthcare plans today. 1 Whether you have a medical, mental health, or substance abuse problem, you can count on Blue Cross Blue Shield ...

What happens if your health insurance company determines that a service is not reasonable and necessary?

If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under your plan, your insurer will deny payment for that service and it will become your responsibility. Blue Cross Blue Shield. (2021). An industry pioneer.

What is the difference between Bronze and Silver?

The breakdown is as follows: 3. Bronze: This level covers approximately 60% of medical costs, with a low monthly payment and a high deductible. Silver: With this level, you get around 70% of medical costs covered, with a moderate monthly payment and lower deductible.

Does BCBS cover alcoholism?

BCBS does provide treatment for those struggling with alcoholism. However, the treatment length and services may vary due to your plan level and the nature of your condition. It’s best to contact member services to learn more about what is covered under your plan.

What is rehabs.com?

Rehabs.com is a subsidiary of American Addiction Centers (AAC) a leading provider of drug and alcohol addiction treatment nationwide. AAC is in network with many of the top insurance providers in the U.S.

What is the number to call for rehabs?

Call one of our admissions navigators at (888) 341-7785. Helpline Information. ✕. How Our Helpline Works.

What is alcoholism treatment?

“Alcoholism involves an increased tolerance to alcohol — meaning it takes more alcohol in order to feel the same effect.”#N#Inpatient treatment programs offer a safe environment that enables the user to break the addiction and become sober.

How long can you stay on a medicaid plan?

Most programs are either 30, 60 or 90 days in length and can be extended if needed. Some individuals can stay as long as a year for, particularly severe cases. Once again, coverage will be determined by the individual policy and can include either partial or full payments.

What are the symptoms of alcoholism?

Withdrawal symptoms when alcohol is not consumed can include uncontrolled shaking, irritability, jumpiness, sweating, nausea, depression, fatigue or headaches.

How does luxury treatment help?

Luxury treatment options can increase the level of success by encouraging the patient to remain in the program for its full duration. A private room, spa treatments, and gourmet meals within the facility provide an environment where a person wants to be. This helps with the success of the program.

What is alcohol abuse?

Alcohol abuse involves neglecting your important obligations due to drinking, including drinking and driving. Alcohol abuse can include drinking even though it is having a negative impact on work and relationships, legal problems, and drinking as a way to de-stress.

How long does an inpatient stay in the hospital?

Most inpatient programs last anywhere from 15–90 days, depending on the program you’re in and your individual needs. Partial hospitalization (PHP): Partial hospitalization programs give you the opportunity to live at home while attending treatment during the day.

How many hours do you spend at home for BCBS?

You live at home and spend 10–12 hours a week at the treatment facility for therapy and support. Your total out-of-pocket costs for treatment depend on the specific BCBS plan you have. Monthly premiums, copays, deductibles, and other potential costs all vary depending on the plan.

What is the lowest cost BCBS?

BCBS has individual and family plans that include the bronze, silver, gold, and platinum plans (categories are dependent on your state). Bronze plans have the lowest cost, and the price of plans goes up from there. 3. Bronze plans cover close to 60% of medical costs and have low monthly payments and high deductibles.

What is the Blue Cross Blue Shield?

The Blue Cross Blue Shield (BCBS) Service Benefit Plan , also known as the Federal Employee Program (FEP), provides coverage for more than 5.5 million federal employees, retirees, and their families. 2. BCBS has individual and family plans that include the bronze, silver, gold, and platinum plans (categories are dependent on your state).

What is detoxing from alcohol?

Detox services: In some cases, you may need assistance when detoxing from drugs and alcohol, which can potentially be uncomfortable, painful, or even life threatening. Medical detox helps you safely withdrawal from drugs and alcohol, as you’ll receive around-the-clock medical supervision.

Does BCBS cover rehab?

BCBS may cover some, if not all, of your rehab costs, depending on the policy you have. In some cases, your policy may not cover all the expenses related to treatment at drug and alcohol rehab facilities and treatment centers.

What is the difference between a bronze and a silver plan?

Bronze plans cover close to 60% of medical costs and have low monthly payments and high deductibles. Silver plans cover close to 70% of medical costs, with a somewhat higher monthly payment and lower deductible. Gold plans cover close to 80% of medical costs and have higher monthly payments and low deductibles.

What is the pre certification for inpatient hospital?

Pre-certification is required for inpatient hospital services. Visit the standard FEP plan to learn more. With the basic plan, you must use in-network providers for services to be covered. 6 Pre-certification is also required for inpatient mental health and substance abuse services, and you can expect to pay a co-pay.

How to verify insurance coverage?

Verifying your insurance coverage can be done online or over the phone by calling the number on the back of your insurance card. Seeking treatment for an addiction can feel overwhelming, but understanding your insurance benefits can help reduce that feeling and make the process as seamless as possible.

How much is FEP Blue Focus?

Coverage for an individual is roughly $76 bi-weekly. The FEP Blue Focus Plan is the least expensive option; you can expect to pay around $53 for individual coverage on a bi-weekly basis. 7 However, services and providers must be in-network.

What is Blue Cross Blue Shield?

Blue Cross Blue Shield is comprised of 36 locally operated and independently owned companies that create plans specific to your state, local community, and individual healthcare needs. 1 Plans vary according to state. The most common plans are Gold, Silver, and Bronze. Gold plans have the highest monthly costs and Bronze plans have the lowest. Factors that affect the rating include out-of-pocket costs (Bronze-40%, Silver-30%, and Gold-20%), whether it’s a preferred provider organization or health maintenance organization, and what types of services are covered under the plan. Some states have a Platinum plan, which has the highest monthly cost with the lowest out-of-pocket costs for services (90%).

Is behavioral health covered by Medicare?

If you are on Medicaid or Medicare, your behavioral health and addiction services may be covered as well. Medicare is a federally funded health insurance plan for people 65 and older or for younger people who have specific terminal illnesses. 2 Medicare is comprised of 2 parts: part A and B. Private insurance companies, like Blue Cross Blue Shield, offer supplemental Medicare plans to help reduce the cost of healthcare for people who qualify for Medicare. 2

Does Blue Cross Blue Shield cover Puerto Rico?

Blue Cross Blue Shield covers more than 107 million people across the country, including Puerto Rico, and can tailor a plan to your specific needs. 1.

Does Empire Blue Cross Blue Shield Cover Rehab?

Empire Blue Cross Blue Shield does provide some coverage for drug and alcohol treatment, including rehabilitation for substance abuse issues. The amount that your insurance will cover for rehab, however, depends on your specific Empire BCBS plan and various other factors.

Verify Empire BCBS Insurance Coverage

If you have Blue Cross Blue Shield Insurance Coverage, you can easily verify your benefits with our admissions navigators below. Simply fill out the form, and an admissions navigator will contact you shortly with a comprehensive breakdown of your plan, your coverage, and your treatment options.

What is Empire Blue Cross Blue Shield Insurance?

Empire BCBS is the largest health insurance provider in New York State, serving over 4 million members in 28 counties in the eastern and southeastern parts of the state. 2,3, In October 2015, HealthPlus Amerigroup and Empire BlueCross BlueShield merged and became Empire BlueCross BlueShield HealthPlus.

Plans & Coverage Levels

Empire BCBS offers a variety of different plans for its members. The company offers individual and family plans, Medicare plans, Medicaid plans, and small business plans for employers. 6 For individuals and families, health insurance plans are offered in four categories: 7

Is Substance Abuse Treatment Covered by Insurance?

Under the Affordable Care Act (ACA), insurance providers—including Empire Blue Cross Blue Shield—are required to provide coverage for mental health care and treatment. This includes treatments for substance use disorder and co-occurring mental health disorders, as this is an essential service that must be accessible to all who need it. 8

Is Mental Health Treatment Covered?

Thanks to the ACA, mental health treatment must be covered by insurance providers. 8 The extent to which mental health treatment is covered depends on the particular plan you have.

Not Sure if You Need Rehab?

Take our free, 5-minute substance abuse self-assessment below if you think you or someone you love might be struggling with substance abuse. The evaluation consists of 11 yes or no questions that are intended to be used as an informational tool to assess the severity and probability of a substance use disorder.

Does Blue Cross Blue Shield Insurance Cover Rehab?

Blue Cross Blue Shield (BCBS) health insurance does cover rehab for drug and alcohol addiction. BCBS is a large and well-known insurance provider that is accepted at many addiction treatment facilities, including We Level Up California.

How to Check Your Blue Cross Blue Shield Coverage

At We Level Up Treatment Center California, we offer BCBS addiction treatment for substance abuse and co-occurring health issues. To learn more about We Level Up treatment options give us a call.

What Is Blue Cross Blue Shield?

The Blue Cross and Blue Shield Association owns 36 health insurance companies, independent and locally operated, nationwide which comprise the Blue System.

What Are Some Perks Available To Members?

Members receive a variety of perks and discounts with their Blue Cross Blue Shield insurance; many of these benefits could prove useful in leading a healthy life free of drug and alcohol abuse. The list of perks may include:

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