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how to pay for alcohol rehab without insurance

by Christina Rutherford Published 2 years ago Updated 1 year ago
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How to Pay for Alcohol and Drug Rehab without Insurance

  • Speak with a Trusted Source. Start at the top. Contact the Substance Abuse and Mental Health Services Administration...
  • Shop It. Not all treatment centers and providers charge alike. High-end luxury programs with abundant amenities, extra...
  • Use Private Pay and Payment Plans. Paying out of pocket is another way to...

Full Answer

How to stop drinking alcohol without rehab?

Oct 09, 2018 · Another way to pay for rehab without insurance—or to pay for costs not covered by your insurance, such as copays or deductibles—is to apply for a low-interest credit card and pay back the balance as you can. Here are a few credit companies that specialize in healthcare financing: CareCredit offers options to help you pay for treatment. Visit their website for more …

How to get drug and alcohol treatment without insurance?

What is the best alcohol rehab?

How much is drug rehab without insurance?

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What to do if you don't have health insurance?

If you don’t have health insurance, and poor credit or other obstacles are preventing you from obtaining financing, harness the power of social media to raise funds. If you feel comfortable sharing your story, you can create a campaign to raise money for treatment costs.

What is residential addiction treatment?

Residential programs provide you with a sober, safe environment to focus on your recovery. Inpatient addiction treatment typically includes a combination of individual therapy, group counseling, therapeutic medications (when necessary), health education, aftercare planning, and other activities depending on the facility.

What is an IOP treatment?

IOP treatment is sometimes used as a step-down from inpatient rehab or PHPs. You may go to an IOP before transitioning to standard outpatient treatment and living back at home full-time. IOPs focus heavily on group therapy and are family-therapy oriented.

How long does a PHP program last?

PHPs play a vital role in drug and alcohol abuse treatment. In terms of a treatment intensity spectrum, these programs fall somewhere in between inpatient and outpatient treatment. PHPs prevent full hospitalization and support your transition from inpatient to outpatient treatment. In a PHP program, you may spend 4–8 hours in treatment per day, at least 5 days a week, for at least 3 months. 4

How long does detox last?

Detox programs typically last 7–10 days and cost 3. Once you are medically cleared by the detox facility you will enter inpatient or outpatient treatment.

How much does an IOP cost?

IOP treatment typically lasts for 1–3 weeks, with group and individual therapy sessions 3 times a week. 4 IOP sessions cost from $100–$500 per session, but exact prices vary depending on length and frequency of treatment, with discounts generally offered for longer treatment plans. 3.

What is the first step in recovery?

Medical Detox. Medical detox programs are often the first step in the recovery process. Depending on the substance, length, and severity of your addiction, you may be slowly weaned off the drug in tapering doses to help minimize the uncomfortable, and sometimes dangerous, side effects of withdrawal.

What is free rehab?

Free Rehab Programs. Most states provide funding for rehabilitation services that can be accessed by those with no insurance or income. These centers usually require that the clients qualify by meeting certain requirements, such as a demonstrated lack of income or addiction status and/or need for intervention. ...

How long do you have to sign up for Cobra?

You will have at least 60 days to decide if you would like to continue your coverage. Once you have decided to continue your coverage, you will sign up for COBRA, and you will be responsible for paying the entirety of your premium (what was previously covered by you and your employer).

Do rehab centers require income?

Most states provide funding for rehabilitation services that can be accessed by those with no insurance or income. These centers usually require that the clients qualify by meeting certain requirements, such as a demonstrated lack of income or addiction status and/or need for intervention.

Do rehab facilities require payment?

Payment Plans: There are certain rehab facilities that will not require you to pay the full cost of treatment upfront. Some centers will work with you to figure out a payment plan that allows you to pay back the cost of rehab over time, which reduces the immediate financial burden.

Can you get unemployment if you don't have the cash?

Although it might be slightly more complicated than it was when you were employed, unemployment does not mean that you cannot receive the alcohol or drug treatment that you need. The bottom line: There are ways to get the help you need if you don’t have the cash.

Does Cobra cover mental health?

That includes any mental health and substance misuse treatment that was covered through your insurance plan. If you are pursuing treatment while covered by COBRA, treatment facilities will likely need you to fill out a COBRA election form and you will be responsible for paying your premium.

Can I go to rehab without insurance?

Can You Go to Rehab Without Insurance? You’ve finally admitted you have a problem and you need help. But money’s tight, and you don’t have the means to pay for rehab – especially since you don’t have health insurance. Not to fear – you don’t have to let recovery fall to the wayside simply because you can’t afford it.

What happens if you don't have health insurance?

When a drug or alcohol addiction has taken hold of someone you love there is great desperation to get them admitted into a rehabilitation center. Unfortunately, if there is a lack of health insurance you may feel like you have no options or hope of getting them treatment.

What is the number to call Silver Linings Recovery Center?

We strongly urge you to call Silver Linings Recovery Center 1-855-960-3719 if you or someone you love is suffering from addiction – we are here to help! Tags: Addicition Treatment Addiction Rehab Drug Treatment Finding Treatment. Prev Post.

Can you apply for a grant through SAMHSA?

Similarly, you can apply for a grant through Substance Abuse and Mental Health Services Administration (SAMHSA). There are specific requirements to qualify, but it doesn’t hurt to try: click here to see Grant information!

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