RehabFAQs

how much is it for health insurance and to go to rehab

by Miss Lurline Blanda Published 2 years ago Updated 1 year ago
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In a few cases, your insurance plan may cover the cost of rehab completely. In more cases, insurance covers a portion of the cost of treatment. That leaves a patient-responsible portion of the treatment that can range from a few hundred dollars (for outpatient drug detox programs) to $80,000 or more (for long-term residential programs).

Full Answer

How much does drug rehab cost?

The costsof a rehab program vary widely by the type of treatment center, and whether you do an inpatient or outpatient program. Some recovery options, such as programs from non-profit health centers, are entirely free while luxury centers for celebrities might cost up to $80,000 a month.

Will insurance pay for rehab?

Jun 17, 2021 · Cost of Inpatient rehab You might find inpatient rehab as cheap as $6000 for a month-long program. More reputable and better-known centers charge $20,000 for a 30-day program. If you need a lengthier two or three-month stay in inpatient rehab, this could cost from $15,000 to $60,000 and upwards.

Will my insurance cover drug or alcohol rehab?

Jan 18, 2021 · In a few cases, your insurance plan may cover the cost of rehab completely. In more cases, insurance covers a portion of the cost of treatment. That leaves a patient-responsible portion of the treatment that can range from a few hundred dollars (for outpatient drug detox programs) to $80,000 or more (for long-term residential programs).

When do I have to pay a deductible for rehabilitation?

Addiction treatment is a form of health care, and insurance providers are required to offer coverage for addiction treatment and mental health services. Since the Affordable Healthcare Act of 2010 , all plans in the U.S. Health Insurance Marketplace must offer coverage for behavioral health treatment, mental and behavioral health inpatient ...

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How Much Does Drug Rehab Cost?

Paying for rehab treatment could run you over $100,000 if you’re spending three months at an upscale inpatient facility. At the other end of the spectrum you’ll find no-cost care in some facilities. You can also find treatment programs at a range of price points between those two extremes.

What Influences the Cost of Rehab?

Many variables impact the cost of rehab, including those outlined just above.

Paying for Rehab with Insurance

One of the most common ways of paying for rehab is through health insurance.

Rehab at Renaissance Recovery Center

Even if your insurance policy won’t stretch to a 90-day stay in residential rehab, there’s every chance it will cover a less intensive treatment policy.

What Contributes to the Cost of Rehab?

The level of care you need. There are four major levels of care in addiction treatment, and the biggest difference between them is their level of intensity. In medical detox, you’ll need 24-hour care from medical professionals. In outpatient treatment, you’ll spend fewer than nine hours per week in treatment.

Does Insurance Cover Rehab?

Addiction treatment is a form of health care, and insurance providers are required to offer coverage for addiction treatment and mental health services. Since the Affordable Healthcare Act of 2010, all plans in the U.S.

Can I Pay Privately?

Yes, if you have the money or if you’re able to raise the money on your own, many rehab centers will accept private past options. However, many rehab centers prefer to work with insurance companies in their network.

Are There Low-Cost Options?

Yes, there are several low-cost options available. Even though your options are more limited than someone with private insurance, there are ways for you to get help without insurance or enough out-of-pocket money to cover it. Many private addiction treatment centers offer a few free beds to people that need them.

Is Addiction Treatment Worth the Cost?

Addiction is often difficult to overcome, and some people achieve sobriety and then relapse, which is a common occurrence. The relapse rate for substance use disorders is between 40% and 60%.

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