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how many days does bcbs personal choice pay for drug rehab

by Cathy Heathcote Published 2 years ago Updated 1 year ago
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Under FEP BCBS’s plan, both inpatient and outpatient services are covered. There are a few differences between the two treatments. They include: Inpatient: Typically lasts between 30-90 days, depending on how long is required for detox.

Full Answer

How much does 90-day drug rehab cost?

Typically lasts between 30-90 days, depending on how long is required for detox. The client must live at the facility for the duration of treatment, requiring time off work or school. Expenses such as housing and food are covered within the cost of the program.

Does BlueCross blue shield cover drug rehab?

Can Blue Cross Blue Shield help you pay for drug rehab? The answer is a definitive yes. Due in large part to provisions in the Affordable Care Act (ACA) that was passed in 2009, all insurance companies are now required to provide some form of coverage for addiction treatment services. Depending on the insurance plan you choose, the coverage may ...

How long is rehab for drug abuse?

If you have Blue Cross Blue Shield (BCBS) insurance, your benefits may include coverage for drug rehabilitation and/or other forms of drug treatment. Many BCBS policies include coverage for various types of drug rehab, including certain types of inpatient and outpatient care. However, it is important to understand that Blue Cross Blue Shield ...

What happens in 90-day inpatient rehab programs?

Apr 08, 2019 · A typical stay is between 30 to 60 days, but the exact amount of time someone will spend in inpatient treatment will depend on his or her condition and Blue Cross Blue Shield plan. Some plans will cover an unlimited number of days, whereas others will only cover a …

How long does it take to get clean in rehab?

Most addicted individuals need at least three months in treatment to get sober and initiate a plan for continued recovery. Research shows that the best outcomes occur with longer durations of treatment.Nov 4, 2021

Which of the following is a barrier to a patient's understanding of the need to seek treatment for substance use?

Stigma and confidentiality concerns. Stigma is a barrier to recovery and affects whether individuals with SUD seek treatment and social support services. Fear of legal penalties for drug use may impact whether individuals are willing to openly discuss their SUD and seek treatment.

What does Samhsa stand for?

Substance Abuse and Mental Health Services AdministrationSAMHSA - Substance Abuse and Mental Health Services Administration.

What is a barrier to recovery?

Simply put, a person has no more control over their ability to become addicted to a substance, then a person struggling with cancer or any other chronic illness has. Denial is another barrier to recovery. Often times, drug users are not willing to accept any level of impairment that they might have.Jun 12, 2019

What is a barrier to treatment?

Low perceived need and attitudinal/evaluative barriers are the major barriers to treatment seeking and staying in treatment among individuals with common mental disorders.Dec 7, 2010

How does SAMHSA get funded?

SAMHSA will work directly with state and local partners to ensure funding is targeted and available to community needs. The budget also provides $2.3 billion for the State Opioid Response (SOR) grant program, an increase of $750 million over FY 2021 enacted.

Why is SAMHSA important?

SAMHSA provides leadership, supports programs and services, and devotes resources to helping the United States act on the knowledge that behavioral health is essential to health, prevention works, treatment is effective, and people recover.

What tip does SAMHSA use for homelessness?

TIP 55:TIP 55: Behavioral Health Services for People Who Are Homeless | SAMHSA.

What is the Federal Employee Program?

Surprisingly, the Federal Employee Program has been a part of the Federal Employees Health Benefits Program (FEHB P) since around 1960. This is also known as the Blue Cross Blue Shield Service Benefit Plan, and this specific policy covers about 5.4 million federal employees, their families, and even retirees. The headquarters are located in Chicago, Illinois, and FEP works with the U.S. Office of Personnel Management to determine the best benefits and premiums for members covered by the Federal Employee Program. This is often based on the services available based on a plan holders area of residence. Because effective drug and alcohol treatment programs may not be located in your area, the insurance plans are structured in such a way to allow you to access high-quality treatment settings like 1 Method Center.

How does addiction affect the brain?

As a treatable disease, we now know that addiction changes essential brain function and completely rewires the reward and pleasure center of the brain. Professional treatment at a licensed facility like 1 Method Center is one of the best ways to treat addiction and mental health problems, REWIRE the brain, gain personal and family recovery and help prevent relapse.

Who is Tabytha Dyne?

Tabytha Dyne is a professional in both the mental health and drug and alcohol recovery field. She has worked extensively in both the public and private sectors and has given many presentations on the subject of alcohol and substance abuse. She has worked for the past 10 years providing direct service education for individuals impacted by SUD and behavioral health issues.

What is drug rehab?

Drug or alcohol rehab is about getting better and moving on to a happy, sober, successful life. Worrying about paying the full amount of treatment while in recovery is detrimental to the success of the program. Take advantage of the benefits and advantages of having some or all of the costs of rehab coverage paid for by your FEP BCBS benefit plan.

Can Blue Cross Blue Shield help you pay for drug rehab?

The answer is a definitive yes. Due in large part to provisions in the Affordable Care Act (ACA) that was passed in 2009, all insurance companies are now required to provide some form of coverage for addiction treatment services. Depending on the insurance plan you choose, the coverage may vary as far as co-pay requirements are concerned.

About Blue Cross Blue Shield

After asking the question “does BCBS cover drug rehab?”, it might be prudent to know a bit about the company. BCBS has been providing healthcare insurance to Americans for more than 80 years. The company operates in all 50 states as well as on an international level.

How Does BCBS Cover Drug Rehab?

So, how does BCBS cover drug rehab coverage work? When you choose a reputable drug rehab facility like Beaches Recovery, your coverage will be verified based on the prescribed treatment plan. Once you start receiving treatment, the insurance company will make payments directly to the provider on your behalf.

Why Does BCBS Cover Drug Rehab?

So why does BCBS cover drug rehab? Aside from ACA requirements, Blue Cross Blue Shield officials understand the importance of you receiving addiction treatment. With long-term drug and alcohol use, many serious health issues can come to the forefront.

Does Blue Cross Blue Shield Cover Drug Rehab?

If you have Blue Cross Blue Shield (BCBS) insurance, your benefits may include coverage for drug rehabilitation and/or other forms of drug treatment. Many BCBS policies include coverage for various types of drug rehab, including certain types of inpatient and outpatient care.

What Types of Drug Rehab Does Blue Cross Blue Shield Cover?

Comprehensive drug rehab often involves detoxification, which is also known as detox, followed by residential or inpatient care.

How Much of the Cost of Drug Rehab is Covered by Blue Cross Blue Shield?

Each BCBS policy will have certain limitations on coverage for drug rehab and other treatment-related services.

How Can I Confirm my Blue Cross Blue Shield Benefits?

To confirm your benefits through Blue Cross and Blue Shield of North Carolina, verify the types and levels of drug rehab that your policy will pay for, and get any additional insurance information that you need, simply contact Wilmington Treatment Center at your earliest convenience.

What is outpatient treatment?

Outpatient treatment programs are typically the first form of treatment suggested for individuals struggling with drug and alcohol addiction. Outpatient programs are less intensive than other treatment options such as inpatient treatment. There are a few different types of outpatient treatment for addiction.

How many days a week does IOP take?

IOP requires individuals to participate in the program two to three days a week. Standard outpatient treatment is the least intensive outpatient program and consists of therapy once or twice a week. Most Blue Cross Blue Shield plans cover these various forms of outpatient treatment.

Does Blue Cross Blue Shield cover alcohol rehab?

Using your Blue Cross Blue Shield insurance to help pay for a drug or alcohol rehab program can ease the financial stress of treatment. Understanding your plan is important before entering a treatment program and can prevent unwanted costs.

What is inpatient rehab?

Inpatient programs consist of a number of different types of treatment. These may include medication-assisted treatment (MAT ), a variety of therapies, detoxification, and individual and group counseling. Not every inpatient rehab center accepts Blue Cross Blue Shield.

Does insurance cover drug addiction?

According to the Affordable Care Act , insurance companies are required to provide some form of coverage for essential healthcare services. This includes alcohol and drug addiction treatment programs and services. You can learn about your exact coverage options for addiction treatment and what you will be required to pay by speaking ...

The Benefits of Inpatient Drug Rehab

Most insurance plans will at least cover detox procedures, but hardcore drug addicts will typically need to attend intensive inpatient programs to stay clean. Although detoxification weans people of their physical drug dependencies, there is no permanent cure for addiction.

Diversity in Blue Cross Blue Shield Insurance

To learn more about your potential coverage, you’ll need to understand the specifics of your Blue Cross / Blue Shield carrier. Although BCBS is known throughout the country, there are actually thirty-nine different companies which operate under the brand name.

The Advantages of PPO Insurance

If you already have Preferred Provider Insurance, then you may be able to choose from a wide variety of rehab clinics and addiction specialists. PPO contracts are among the most expensive, but they offer the largest provider networks and are the most flexible when it comes to getting out-of-network care.

Questions to Ask Your Agent

Coverage for rehab varies between different companies and locales, but even BCBS PPO customers in the same state can have completely different contracts. Here are a few specific questions you’ll want to ask your insurance agent:

Verify Your Benefits Today

Getting Blue Cross / Blue Shield PPO insurance for rehab can seem impossibly complicated, but there are plenty of resources to help. Fill out the insurance verification form to below to find out if you quality for coverage. Don’t let the complications of the healthcare system get in the way of the treatments you need.

What is the law in Wyoming?

Wyoming: Blue Cross Blue Shield of Wyoming. The law requires that insurance benefits for the treatment of mental health and substance use disorders be equal to those made available for medical and surgical procedures. This is mandated by the Mental Health Parity and Addiction Equity Act.

How much is a rehab center covered by Blue Cross Blue Shield?

If you (or a loved one) are struggling with an addiction to drugs or alcohol and have Blue Cross Blue Shield insurance, your stay at a drug rehabilitation center may be covered up to 100 percent.

Where is Blue Cross Blue Shield located?

Blue Cross Blue Shield insurance is provided by 36 independent and locally-operated companies located across the United States, the District of Columbia, and Puerto Rico. BCBS also offers insurance through their BCBS Federal Employee Program.

Does Blue Cross Blue Shield cover addiction?

The majority of Blue Cross Blue Shield plans cover a stay at an addiction treatment facility but the amount of coverage varies as does the length of stay and actual type of treatment center.

What is the highest measure of success?

The highest measures of success are found in programs which offer individualized, research-based treatments. This comprehensive care blends medications and behavioral therapies to address the addiction on both a physical and psychological level.

How many people have Blue Cross Blue Shield?

This coverage extends across all 50 states and provides health insurance to over 106 million people. Blue Cross Blue Shield is passionate about providing dynamic options for health care insurance. This statement from their website makes their mission ...

How long is a 90 day treatment?

Treatment may range from 28 to 30 day programs, upwards to a year or longer. Research shows that the most optimal treatment outcomes are obtained in 90-day programs, at minimum. Inpatient programs typically offer a more diverse array of treatments, provided in a more individualized way.

What is the best PPO plan?

An Independence Blue Cross Personal Choice PPO health plan may be the best option for you and your family if: 1 You live within one of these five counties 2 You want health coverage for both in-network and out-of-network providers 3 You would like in-network coverage across the country through BlueCard PPO 4 You want the flexibility to pay less for medical costs when you choose in-network providers 5 You would like access to one of the largest networks of providers in the Philadelphia region 6 You want the freedom to see doctors and other health care specialists without a referral from a primary care physician

Do I need a referral for a PPO?

You don’t need to get referrals, so you can see any specialist you want without needing permission from a primary care physician (PCP), or family doctor. You will also enjoy in-network coverage anywhere in the United States when you use providers who participate in the BlueCard ® PPO network.

How to stop drug addiction?

After you no longer have a physical dependence on drugs, you might engage in numerous therapies to help you change your thought patterns. These can include: 4 1 Cognitive-behavioral therapy (CBT), which helps you learn to recognize the patterns of thought that lead to drug abuse and how to avoid them. 2 Motivational enhancement therapy, which helps you become motivated to continue treatment and reach your goals. 3 Contingency management interventions, which provide positive reinforcement for staying abstinent from drugs and alcohol. 4 Individual and group counseling, in which you’ll work alone and with your peers to talk about your feelings in a safe environment. 5 Family therapy, which helps you work on your relationships with loved ones to repair functioning.

What is the best treatment for drug addiction?

These can include: 4. Cognitive-behavioral therapy (CBT), which helps you learn to recognize the patterns of thought that lead to drug abuse and how to avoid them. Motivational enhancement therapy, which helps you become motivated to continue treatment and reach your goals.

How long does it take to recover from substance abuse?

Although all forms and durations of substance abuse treatment can prove highly beneficial, 90 days is the recommended minimum duration of treatment for those who are looking to recover from substance use disorders. 1 In this guide, you’ll learn more about 90-day rehab programs and how they can help you overcome your drug abuse.

How long is a 90 day rehab?

Not every 90-day rehab program is exactly 90 days, but most average at a duration of about 3 months. Every drug rehab will be a little different, but most combine behavioral interventions with medical treatments, such as medication, to give you the personalized care you need ...

How long does it take to detox from a drug?

During a 90-day treatment program, you may need to complete medically assisted detox (also sometimes referred to as medically managed withdrawal) to help wean yourself off of drugs. As the first stage of addiction treatment, detox can help you safely manage symptoms of withdrawal in a controlled environment. 1.

What are some medications that help with alcohol addiction?

In addition to therapy, you might also benefit from medication-assisted treatment. Drugs like methadone, buprenorphine, and naltrexone are especially important if you’re addicted to substances like heroin or opioids and need help cutting back. Acamprosate, disulfiram, and naltrexone can help with alcohol dependence. 1.

How long does it take to recover from addiction?

If you’re suffering from substance abuse issues, 90-day inpatient rehab programs may be an ideal way for you to recover from addiction and reclaim your life. 90- day programs offer intensive care to anyone struggling with an addiction to drugs or alcohol. Although all forms and durations of substance abuse treatment can prove highly beneficial, ...

How long does it take to file a late charge?

Late Charges are charges that were not included in the original billing. All late charges and credits must be filed within 90 days of the original claim payment .

What is a crossover claim?

Crossover is the automatic process by which Medicare sends an electronic supplemental claim to private insurers. The electronic claim contains claim and remittance data used to calculate secondary payment liability. The claim and remittance information is released to an insurer based on a membership listing that the insurer sends to Medicare.

When do you file a claim with Blue Cross and Blue Shield of Illinois?

Claims must be filed with Blue Cross and Blue Shield of Illinois on or before December 31st of the calendar year following the year in which the services were rendered. Services furnished in the last quarter of the year (October, November, and December), are considered to be furnished in the following year. For example, a claim with a service date between 10/01/08 and 09/30/09 must be filed before 12/31/10. Claims not filed within the above time frames will not be eligible for payment. However, there are some employer groups that have different and specific time frames for filing claims. This information may be obtained when calling for eligibility and benefits.

What is a provider claim summary?

Providers receive a Provider Claim Summary (PCS) or an Electronic Remittance Advice (ERA) and Electronic Payment Summary (EPS) once the claim has been adjudicated . The ERA is an electronic file that contains claim payment and remittance information on all claims that were paid, the amount of each payment, and the status of the claims that were processed. The paper PCS contains he same information, and the EPS is an electronic print image of the PCS. An example of the paper PCS is contained on the following pages. To obtain more information about the ERA, EPS, as well as Electronic Funds Transfer (EFT),

What is the UPP system of payment?

The UPP system of payment is a method of reimbursement designed to equalize payments to Blue Cross facilities. Blue Cross PPO facilities must demonstrate that they have an effective utilization program and will participate in cost containment activities. All Participating Provider Option (PPO) hospitals are on the UPP system. BCBSIL then provides an accelerated predictable, weekly payment that approximates an average week’s worth of Blue Cross business. The advance is monitored on a weekly basis and adjusted as necessary. Over a period of time the advance should approximate claims processed, given the absence of disruption to normal performance goals for claim processing activities.

What is MRC contract?

Most hospitals have a MRC contract, which is a cost plus 5 percent payment system that is adjusted based on the annual cost report. Facilities are then contracted as necessary for other types of programs, e.g., PPO, HMO (HMO Illinois and BlueAdvantage HMO) and BlueChoice.

What is the usual fee?

The Usual fee is the fee usually charged for a given service by an individual provider to private patients. A fee is Customary when it is within the range of Usual fees charged by providers of similar training and experience within a similar geographic area.

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